For each of the five care levels, the nursing care insurance pays benefits to people in need of care who have certain limitations. The amount varies considerably.
Care levels: Classification of services after review
Nursing care benefits are understood to mean all services to which those insured with nursing care are entitled if an assessment recognizes the actual need.
- The review, the so-called care assessment, is carried out by the Medical Service of the Health Insurance Funds (MDK) and may end with the recognition of a care level.
- At each level of care, nursing and care services are provided by relatives as well as nursing and care staff or benefits in kind.
- The previous care levels have been replaced and expanded by care grades. It is good if you know all the requirements and make full use of them.
Overview of benefits for care level 1
The following benefits are granted for care level 1:
- Relief contribution: Max. 125 euros per month for additional care and relief services
- Emergency call: 25.50 Euro subsidy per month, 10 to 80 Euro (one-off) for installation
- Nursing aids: 40 euros per month
- Living space adaptation: Grant up to max. 4,000 euros
- Housing group support and care support allowance: For relatives
Overview of benefits for care level 2
For care level 2, the following benefits are granted:
- Care allowance: 332 euros per month for home care and support by relatives, friends or acquaintances
- Care benefits in kind: 761 euros for care by a professional nursing service
- Day and night care: 689 euros per month
- Full-time care in a nursing home: 770 euros per month
- Relief contribution: 125 euros per month for additional care and relief services
- Preventative care: 1,612 euros per year,plus 50 percent of the unused budget from short-term care
- Short-term care: 1,774 euros per year plus 100 percent of the unused budget from respite care
- Living space adaptation: up to 4,000 euros
- Home emergency call: 25.50 Euro subsidy per month
- Nursing aids: 40 euros per month
- Residential group support: For outpatient residential groups
- Care support allowance: For caring relatives